1. Software and operating system used: Matlab R2023b; macOS Sonoma Version 14.6.1 2. - The program named TargetForLoans.m computes the calibration and all numerical results in the main text - The program named AlternativeSSCalculation.m computes the calibration and all numerical results in Appendix A - The program named end_period_loans.m specifies a function used by TargetForLoans.m and AlternativeSSCalculation.m - TargetForLoans.m and AlternativeSSCalculation.m are independent and may be ran in any order. There is no need to run end_period_loans.m separately 3. The expected computation time for TargetForLoans.m is 3.259 seconds; for AlternativeSSCalculation.m it is 0.959 seconds